Terms and Conditions
These Terms & Conditions (these "Terms") govern the provision of, and all applications and
enrolments in, any programme or service (including the Referrals programme) offered through Unicaf Limited and its subsidiaries (together, the "
Company", "we", "us" and "
our") and all other services provided by the Company (together, the "
Services") to any person ("
you"). These Terms may be revised, updated or replaced from time to time.
These Terms govern your use of all our websites, apps, landing pages, and other products and Services. As some of our Services may
include software that is installed on your device, you agree that we may automatically update this software, and
that these Terms will apply to such updates. Please read these Terms carefully, and contact us if you have any
questions. By using our Services, you agree to be bound by these Terms, including the policies referenced in these
Terms (such as our Privacy Notice and Cookies Policy).
If you refuse to accept these Terms, you will not be able to join any Service or Programmes from our Site.
You should print a copy of these Terms or save them for future reference. We may amend these Terms from time to time.
Every time you wish to use a Service, please check these Terms to ensure you understand the terms which will apply
at that time. These Terms, and any contract or agreement between us, are only in the English language.
The Services and all included content are provided on an "as is" basis without warranty of any kind, whether express
or implied. To the maximum extent permitted by applicable law, the Company specifically disclaims:
- any and all warranties and conditions of merchantability, fitness for a particular purpose, and
- any and all warranties arising out of course of dealing or usage of trade; and
- any and all liability related to your access or use of the Services or any related content.
You acknowledge and agree that any access to or use of the Services or such content is at your own risk.
Nothing in these Terms shall, or shall be interpreted as an attempt to, exclude any liability for any: fraud or
fraudulent misrepresentation; death or personal injury caused by negligence; or any matter for which it would be
unlawful to exclude liability.
Unicaf Limited and its partner institutions, inclusive of Unicaf University and affiliates, offer degree programmes which are
recognised or registered and/or and accredited by the relevant authorities of the respective countries and territories where the awarding
body is based, as well as professional development courses. Many countries and territories have their own accrediting bodies, and regulations
for recognition of degree equivalency which differs depending on the jurisdiction. Please review your country or
territory of residence's requirements to confirm recognition of your programme.
Unicaf Ltd takes no responsibility for recognition of any of the qualifications offered by any of its partner universities by any local authority in any country.
Unicaf University does not offer programmes that lead to professional licensure. Career options may require
additional experience, training or other factors beyond the successful completion of an academic degree
programme. Unicaf University degrees, however, being of international standard, are widely accepted by employers
across the private and public sectors, as well as being solid foundations for further study.
Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special,
consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or
any loss of data, use, goodwill, or other intangible losses, resulting from:
- your access to or use of or inability to access or use the Services;
- any conduct or content of any party other than the applicable Company, including without limitation, any
defamatory, offensive, or illegal conduct; or
- unauthorized access, use, or alteration of your content or information. In no event shall the Company aggregate
liability for all claims related to the Services exceed twenty US dollars ($20) or the total amount of fees
received by the Company from you for the use of paid Services during the past three months, whichever is
You acknowledge and agree that the disclaimers and the limitations of liability set forth in these Terms reflect a
reasonable and fair allocation of risk between you and the Company, and that these limitations are an essential
basis to the Company's ability to make its Services available to you on an economically feasible basis.
You agree that any cause of action related to the Services must commence within six (6) months after the cause of
action accrues. Otherwise, such cause of action is permanently barred.
You agree to hold the Company and its directors, officers, employees, agents, partners associated institutions and
representatives harmless for any injury incurred through any use of, or the inability to use, any Services,
including this web-site. This limitation of liability applies to (without limitation) direct, indirect, incidental,
consequential, special, punitive or exemplary damages even if an authorized director, officer, employee, agent,
associates, partners or representative of the Company has been advised of the possibility of such damages.
Liability for invalidated payments and actions of fraud
You agree to compensate and indemnify the company for any claims, losses, expenses or liability the company incurs arising out of:
- An invalid transaction, refund transaction and any other expenses, collectively "Invalidated Payments";
- Any error, negligence, willful misconduct or fraud by you;
If the company has reason to believe that there is a higher than normal risk associated with your Transactions, in
particular if the company believes you have breached the terms and conditions, then we may take various actions to
avoid Reversals, Chargebacks, fees, fines, penalties and any other liability. The actions we may take include but
are not limited to the following:
- We may, at any time and without liability, limit or suspend your right to use our Services if we believe that
you are in breach of your obligations under these Terms and conditions. If possible, we will give you advance
notice of any limitation or suspension, but we may take such actions without advance notice under certain
circumstances, including if we believe that your use of our services represents a security threat or involves
fraud or any other illegal activities;
- Refuse any Transaction at any time, provided that, upon request and where possible, we will provide the reasons
for the refusal and steps for resolution of the problem;
- Reverse any Transaction (including, if appropriate, to the sender’s credit card), that violates, or we
reasonably suspect may violate, these Terms and conditions.
- Hold your funds or suspend/ limit your account, to the extent and for so long as reasonably needed to protect
against the risk of liability or as required to mitigate any regulatory risk in relation to your Transactions.
- We may terminate immediately your rights under this agreement if we have a serious reason to believe that your
payment to the company is an action of fraud, and/or an illegal activity and/or a result of fraud and/or an
These Terms and conditions are governed by the laws of the Republic of Cyprus without reference to the principles of
conflicts of laws thereof. Any dispute arising from these Terms and conditions shall be resolved exclusively in the
state courts of the Republic of Cyprus.
We will process Your Data only in accordance with these Terms and our Privacy Notice.
By accepting these Terms, you agree to be bound by the following regulations and publications which together form
your contract with the Company:
- Course/Programme Regulations: these are available from your Programme/Module Leaders and on the website.
- Any other Company rule or regulation referred to in this Agreement or from time to time in force, as
By accepting these Terms, you agree that:
- You will notify Academic Affairs of any changes to the information which you have submitted on application or
enrolment; for example, if you change your address;
- You will participate fully in those activities which are described in each module as essential;
- You will inform the Module Leader if circumstances oblige you to miss any of those essential activities and give
details of the relevant circumstances to the Module Leader;
- You wish to have your performance assessed according to the approved procedures;
- You will observe and meet the deadlines and timetable prescribed for each module;
- Failure to participate adequately in the essential activities may lead to termination of your enrolment on your
programme of study. You may be invited to explain your failure to participate before termination on the
programme occurs. Failure to engage in this process will be considered to be withdrawal.
- You will follow all the rules and regulations of the programme or institution you are studying under.
The intellectual property in the assessments that you do will normally be owned by you (see Intellectual Property
The Company may require you to submit certain pieces of work by way of E-Submission. The E-Submission system may use
the Turnitin platform (or any other suitable platform or service), and work that you submit may be used by Turnitin
(or such other platform or service as may be applicable) for the purpose of checking the originality both of your
work and other students' work. By agreeing to this terms and conditions you agree that your work may be used in this
By making the Student Declaration you agree that it may be used in this way, and additionally that:
The submitted work is your own;
The sources of information and material you have used in the preparation of your work, including those obtained
online, have been fully identified and properly acknowledged (as stipulated by the relevant writing style employed
in your programme of study);
If there is suspicion of unfair practice the Company reserves the right to follow due process and investigate in
accordance to the regulations of the partner University.
By accepting these Terms you are confirming that you have no unspent criminal convictions (excluding motoring
offences). If this is not the case you must notify the Company prior to enrolment so that the Company can consider
whether such convictions are compatible with participating in the Company's Services.
The validation period of a Student ID is subject to the level of the programme that the student is enrolled (i.e. for
undergraduate programmes the Student ID validity is for 5 years from the date of issue, and for postgraduate
programmes the validity is for a period of 3 years). Students should pay the cost of the student ID which is set to
the amount of 20 USD.
Fees and payment
It is your responsibility to make sure your tuition fees and other payments to the Company which relate to programmes
you are studying, Services you are using, or accommodation are paid in full within the set deadlines. By accepting
these Terms, you are bound by the Company's regulations on the payment of fees, and other expenses relating to the
Services offered to you. No refunds are made for any payments made.
Despite the percentage of scholarship that a student may receive (100% and/or less), there are specific fees that are
not covered by any percentage of scholarship. Such fees include the Application Fee, the Graduation Fees, the
Transcript Fees and any other extra fees where commonly as a practice cannot be covered by the Scholarship (e.g.
Graduation Ceremony Fees and/or Seminar Fees). The applicant and/or the student shall pay the foregoing since they
are not subject to the scholarships. The retake fees are calculated according to the initial cost of the module and
the percentage of the scholarship granted. If a student is awarded a 100% scholarship the retake fee will be 50% of
the initial cost of the respected Module.
In order for you to receive your Award you must clear all your financial obligations to the Company including any
administrative fees added upon completion of your programme of study.
When making any payment to the Company it is essential that you let us know what the payment relates to (for example
tuition fees, application fees, etc.). This is to enable the Company to correctly allocate your payment against your
various accounts. If you do not tell us what a particular payment relates to we will use reasonable efforts to
contact you at the address, email address or telephone number you have provided to ascertain what the payment
relates to. If we cannot contact you in this way within a reasonable period of time, we will automatically allocate
your payment to the tuition fees.
- Unicaf Ltd may at times offer you the opportunity to refer friends or others via a referral programme ("Programme")
offered through any of its digital systems such as mobile application, web site and or landing page or directly
communicate via phone or email ("Platform").
- The professional development courses and/or the short courses provided by Unicaf, are excluded from the Referral Program.
- Binding Agreement: By using the Platform or participating in the Programme, you are bound by these Terms and
Conditions ("Terms") and indicate your agreement to them. All of the Company's decisions are final and binding.
These Terms are incorporated in, part of and subject to the Company's Terms and Conditions.
Referrers are bound by these Terms and Conditions by participating in the Program. By participating in the
Program, Referrers agree to use the Program in the manner specified in these Terms and Conditions. If you do not
agree to these Terms and Conditions in their entirety, you are not authorized to register as a Referrer or to
participate in the Program in any other manner. Referrers may not participate in the Program where doing so
would be prohibited by any applicable law or regulations.
- Privacy: The personal information collected, processed and used as part of the Programme will be used in
In addition, personal information may be used by Company on Company's behalf, to contact Users with regards to
participation in the Program and to receive communications from Unicaf or third party administrators of the Program.
- Eligibility: Individuals over 18 years of age may apply for the Membership.
Children under the age of 13 are prohibited from accessing the Unicaf Platform or otherwise providing any
personal information to Unicaf.
- How the Programme Works:
Using the Platform, you can refer friends, family members colleagues or others whom you
personally know ("Friends"). You can only refer third parties and you cannot refer yourself.
not valid under this programme. Once an individual makes a referral, he/she becomes a "Referrer" and
provided with a unique referral link ("Personal Link") that allows him or her to receive the benefit or
advertised on the Platform, as applicable.
- The programme is a levels’ membership programme and it exposes in 4 different degrees of membership;
Blue, Silver, Gold and Platinum. The rewards of the programme are provided in accordance with the degree
of a membership and with reference to the number of successful referrals. Specific information in
relation to the rewards is available at: https://www.unicaf.org/referrals/ .
- A user’s membership may upgrade or downgrade since the programme has a target based approach. Targets
are yearly based, January to December, and evaluated at the end of each calendar year. Upon achieving a
target within the year, the Membership status is upgraded automatically.
- The year-ending Membership status is transferred to the next year upon meeting the targets. In the case
of under-performing, the Membership will downgrade accordingly
- The financial reward of the membership can be redeemed either in cash or direct tuition fee deduction if
you are a current student.
- Restrictions: Referrers cannot refer themselves or create multiple, fictitious or fake accounts with the
Company. Each User must maintain only one account and may not have multiple Memberships.
No User may use the Programme to violate any law, infringe or violate the rights of any third party, or
otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and
intent of the Programme. In addition, you may not (i) tamper with the Programme, (ii) act in an unfair or
disruptive manner, or (iii) use any system, bot or other device or artifice to participate or receive any
benefit in the Programme. This includes but is not limited to a general prohibition on posting of the referral
codes on any website which offers the referral code to anyone other than Friends, i.e. individuals to whom you
personally know. If we believe that a referral code associated with a User's account was used in such a manner,
we have the right to remove all credit associated with that account and remove the User from the Unicaf
Platform. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE
PROGRAMME MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE COMPANY
RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW,
INCLUDING CRIMINAL PROSECUTION. The Membership of the Unicaf Referral Programme cannot be transferred.
- Rewards: By making a Valid Referral (defined below), you will receive a reward as described in the relevant
platform, subject to the restrictions set forth below. In order to qualify as a "Valid Referral", your Friend
must not be an existing User of the Platform and must be a first-time User of the Service as a result of your
referral. Additionally, if the reward is in the form of a gift card, gift certificate or voucher, it may be
subject to the issuer's terms and conditions. Rewards are subject to verification. The Company may delay a
reward for the purposes of investigation. The Company may also refuse to verify and process any transaction for
any reason. They are not transferable and may not be auctioned, traded, bartered or sold.
The referral reward will be released when the referred student pays the relevant fee.
- Liability: You understand and agree that the indemnified parties (defined below) shall not be liable to you for
any direct, indirect, incidental, actual, consequential, economic, special or exemplary damages (including but
not limited to lost profits, loss of data, loss of goodwill, service interruption, computer damage, system
failure, failure to store any information or other content maintained or transmitted by Unicaf, or the cost of
substitute products or services) arising in connection with your use of or inability to use the Unicaf platform
or the task services, even if advised of the possibility of the same.
- By participating in the Programme, you agree to indemnify, defend, and hold harmless Unicaf and Affiliates, and
their attorneys, insurers, independent contractors, providers, successors and assigns (the "Indemnified
Parties") from and against any and all Liabilities incurred in connection with (i) your use or inability to use
the Unicaf Platform or perform Tasks, or (ii) your breach or violation of this Agreement; (iii) your violation
of any law, or the rights of any User or third party and (iv) any content submitted by you or using your account
to the Unicaf Platform, including, but not limited to the extent such content may infringe on the intellectual
rights of a third party or otherwise be illegal or unlawful. You also agree to indemnify the Indemnified Parties
for any Liabilities resulting from your use of software robots, spiders, crawlers, or similar data gathering and
extraction tools, or any other action you take that imposes an unreasonable burden or loan on our
infrastructure. Unicaf reserves the right, in its own sole discretion, to assume the exclusive defence and
control at its own expense of any matter otherwise subject to your indemnification. You will not, in any event,
settle any claim or matter without the prior written consent of Unicaf. To the fullest extent possible by law,
the indemnified parties' maximum liability arising out of or in connection with the programme, regardless of the
cause of action (whether in contract, tort, breach of warranty, or otherwise), shall be $100.00.
- Disclaimer of warranties: you expressly understand and agree that the programme and the unicaf platform are
provided on an "as is" and "as available" basis without warranties or conditions of any kind, either express or
implied, including, but not limited to, warranties or conditions or merchantability, fitness for a particular
purpose, and non-infringement. Unicaf makes no warranties or representations about the accuracy or completeness
of the content provided through the unicaf platform or the content of any sites linked to the unicaf platform
and assumes no liability or responsibility in contract, warranty or in tort for any (i) errors, mistakes, or
inaccuracies of content, (ii) personal injury or property damage, of any nature whatsoever, resulting from your
access to and use of the unicaf platform, (iii) any access to or use of our secure servers and/or any and all
personal information and/or financial information stored therein; and (iv) events beyond our reasonable control.
- Bulk Distribution ("Spam"). Each Referrer is the actual sender of the emails and must comply with applicable
law. Referrals must be created and distributed in a personal manner that is appropriate and customary for
communications with friends, colleagues and family members. By submitting any email address as part of the
Programme, the Referrer represents that he/she has the appropriate permission and consent. Bulk email
distribution, distribution to strangers, or any other use of the services described herein in a manner that is
not promoted is expressly prohibited and may be grounds for immediate removal from the Platform and further
legal action. The Company has no obligation to monitor the Programme or any communications; however, the
Company may choose to do so and block any chat messages, remove any such User Generated Content, or prohibit any
use of the Programme. Referrers who do not comply with the law, including anti-spam laws, are obligated to
indemnify the Company against any liabilities, costs and expenses it incurs as a results of such spam.
- Right to Cancel, Modify or Terminate: We reserve the right to cancel, modify or terminate the Programme at any
time for any reason. We reserve the right to disqualify any User at any time from participation in the Programme
if we have a good faith belief that he/she has violated any of these. We also reserve the right to make any
changes during the membership programme without any notice. Unicaf Limited continually monitor the Unicaf
Referral programme to ensure the integrity of this programme. Unicaf Ltd also reserves the right to terminate
any Membership account at any time.
- For any queries or clarifications regarding the referral membership programme please feel free to contact us at email@example.com
- User's Cancelation Right: A User may cancel his or her membership in the referral programme by advising the Unicaf Help Centre.
- By applying for the referral membership, you agree and consent to the Terms and Conditions
By accepting these Terms and Conditions, you agree that if your application is a product of the Referrals Programme,
your Referrer shall be notified from time to time for the progress of your application. You agree and consent that
your referrer shall receive from Unicaf specific data of yours (i.e. your name and email account) for the purposes
of the Referral Programme.
Cancellation and refund policy
The purpose of this section is to provide guidance on when refunds of tuition fees will be made by the Company and
how they will be calculated. This policy relates to the portion of the tuition fee that is paid directly by the
student or by a private sponsor for studies relating to our online or blended learning programmes or short courses
or other related Services.
As a general rule there are no refunds for any fees paid. Any refund of tuition fees and or reduction in tuition fees
is at the sole and absolute discretion of the Company's Finance Office. In all cases, any other debt owing to the
Company will be subtracted from any refund of fees if applicable.
Termination of Agreement
Your rights under this Agreement will terminate automatically, subject to your rights of internal appeal and your
obligation to pay Fees, if your studies with the Company are terminated as a result of:
- action taken against you in accordance with the Company's disciplinary or fitness to practice procedures;
- a decision of an assessment board, based on your academic performance; and
- you may cease use of our Services at any time.
- If, during a period of eighteen (18) months you have failed to register for a module
Non-payment of fees, in accordance with the Company's regulations on the payment of fees:
- you are still required to pay the agreed fees even if you failed to participate in your programme of study, as
defined in the participation agreement; and
- if you are expelled or dismissed from the Company or other organisation which you are required to attend or be a
member of as part of your programme, the Company may terminate this Agreement immediately by written notice to
In addition, the Company may terminate this Agreement by written notice to you in the following circumstances:
- if, between accepting an offer and starting your programme, there is a change in your circumstances which, in
the reasonable opinion of the Company, makes it inappropriate for you to study on your programme;
- if the Company becomes aware of information about you which it did not know before (for example, unspent
criminal convictions) which, in the reasonable opinion of the Company, makes it inappropriate for you to study
on your programme; or
- if, in the reasonable opinion of the Company, you have failed to provide the Company with all relevant
information, or have supplied false or misleading information, relating to your application for your programme.
Requirements on termination of this Agreement
If at any time this Agreement terminates:
- the Company shall be entitled to refuse to enrol you in the relevant Services (if, at the date of termination,
you have not already enrolled);
- the Company shall be entitled to require you to stop studying on your programme and to leave the Company
immediately (if, at the date of termination, you have enrolled); and
- the Company may hold your data following local regulations, laws or legislation.
- The company shall be entitled to withhold any balance in your account
If at any time this Agreement terminates, your obligations are:
- to promptly pay any outstanding fees and other sums owed to the Company;
- to return to Academic Affairs all property owned by the Company; and
- to pay all outstanding fees immediately.
Any action taken by the Company under the above provisions will not restrict its ability to take any other action
against you which it may be entitled to take. The Company will not be liable for any loss or damage which you may
suffer as a result.
Any notice given under this Agreement shall be in writing. Letters will be addressed to you by email or other
electronic means or by post or courier to your home address as appropriate, at the last address you gave to Academic
Affairs. Student Support must be kept updated by you at all times. Letters shall be deemed to have been properly
served when delivered by hand to that address, or 48 hours after being posted to that address if sent by pre-paid
first class post or if sent by email or other electronic means. Good service may also be given by email to the last
email address you gave to Academic Affairs in which case service shall be deemed effective 48 hours after sending.
It is your responsibility to ensure that you inform Academic Affairs of any change in address, telephone and email
I declare that the information given by me is correct and that I have no unspent criminal convictions (excluding
motoring offences). I undertake to pay all fees and miscellaneous expenses relating to my programme/short course/
module of study and promise to pay in accordance with the terms and conditions of payment. I understand that amounts
paid and/or payable by me will be checked by the Company and I undertake to pay any shortfall within fourteen (14)
days of demand by the Company. I understand that all amounts paid are not refundable.
I acknowledge that the Company is entitled to refuse to enrol me if I am indebted to it. I agree to be bound by the
Conditions of Entry and Company Regulations for Students and programme/module regulations. I agree that it is my
responsibility to ensure that I am familiar with conditions of entry, the handbooks and all applicable regulations
and to become acquainted with them. I shall be bound by the Participation Agreement and the other notices.